WE WILL HELP YOU SECURE A MORTGAGE ON THE MOST FAVORABLE TERMS
We source the best rates, negotiate directly with banks, guide you through every stage, and handle all the complexities on your behalf. You save time, secure highly competitive deals, and gain peace of mind knowing your mortgage is approved.
Preliminary analysis of your situation and documents, including a professional assessment of your chances of securing a mortgage.
Finding the Best Terms & Choosing a Bank
Analysis of the mortgage market and current rates. Selecting the most suitable bank (or banks) based on your specific situation.
Gathering & Verifying Documents
We manage the entire document collection and verification process to eliminate errors and speed up your mortgage approval.
Mortgage Application Submission
We handle submitting your applications to the banks, ensuring absolute accuracy and full compliance with all their requirements.
Receiving Bank Approval
We completely take over all communication with the bank, ensuring you promptly receive approval on the most favorable terms.
Support at Signing
We accompany you to the notary to oversee every detail, making the final stage of the process as comfortable and stress-free as possible.
HOW MUCH DO MORTGAGE BROKER SERVICES COST?
Founder of Eurobelka
Yulia Noskova
Our initial consultation is completely free for every client. We will thoroughly review your situation, conduct a preliminary analysis of your documents, and assess your chances of securing a mortgage with Spanish banks.
We will explain exactly how we can assist you and the specific steps we will take to ensure you secure a mortgage on the most favorable terms. The cost of our mortgage broker services depends on the complexity of your case; fees are calculated individually and will be provided after the consultation.
By working with us, the cost of our services pays for itself through the improved mortgage terms we negotiate. We will help you save money and make your property purchase as financially advantageous as possible.
FAQ
Both residents and non-residents can apply for a mortgage in Spain. Residents typically need to provide fewer documents and have access to more favorable terms. Non-residents can also secure a mortgage, but banks generally require a larger down payment (usually 30-40%).
Residents of Spain typically make a minimum down payment of 10% of the property's value (in special cases, it can be 0%). For non-residents, this threshold is 30-40%, depending on the bank's terms and the type of property.
A passport or ID, a tax identification number (NIE), proof of income (payslips, tax returns), bank statements, and property documents.
Typically 4 to 8 weeks, depending on the complexity of your case and the lender.
Yes, but an early repayment fee may apply. The exact amount depends on the terms of your loan agreement.
These costs include notary fees, registration fees, insurance, property valuation, and the bank's arrangement fee.
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